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# ACORD 25 Certificate of Liability Insurance - Document Skill

> Extract data from ACORD 25 Certificate of Liability Insurance forms — producer, insured, insurer, policy limits, and certificate holder details.

The **ACORD 25 Certificate of Liability Insurance** skill extracts data from ACORD® 25 forms — the one-page Certificate of Liability Insurance (COI) used to prove that a business carries liability coverage and meets the conditions of contracts that require it.

The ACORD 25 Certificate of Liability Insurance skill is a preview skill. It has been trained on a limited set of documents and is designed to help you quickly get started with processing ACORD 25 documents. For production use, you may need to uptrain the skill with your own document samples. 

The ACORD 25 Certificate of Liability Insurance skill recognizes handwritten text. This option is enabled by default. If you do not import handwritten forms, disable the **Handwritten** option in the skill settings. 

## Countries and Languages

| Countries | Languages |
| :-------- | :-------- |
| Any       | English   |

## Extracted Fields

### Date

| Field | Description                                   |
| :---- | :-------------------------------------------- |
| Date  | The date on which the certificate was issued. |

### Producer

| Field        | Description                                                                                          |
| :----------- | :--------------------------------------------------------------------------------------------------- |
| Contact Name | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |
| Phone        | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |
| Fax          | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |
| E-mail       | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |
| Name         | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |
| Address      | Information about the producer (the insurance agent or broker that arranged the insurance coverage). |

### Insured

| Field   | Description                                                                                                           |
| :------ | :-------------------------------------------------------------------------------------------------------------------- |
| Name    | Information about the insured (the organization that has purchased the insurance coverages shown on the certificate). |
| Address | Information about the insured (the organization that has purchased the insurance coverages shown on the certificate). |

### Insurer Affording Coverage

| Field          | Description                                           |
| :------------- | :---------------------------------------------------- |
| Insurer A      | Information about the insurer affording the coverage. |
| NAIC Insurer A | Information about the insurer affording the coverage. |
| Insurer B      | Information about the insurer affording the coverage. |
| NAIC Insurer B | Information about the insurer affording the coverage. |
| Insurer C      | Information about the insurer affording the coverage. |
| NAIC Insurer C | Information about the insurer affording the coverage. |
| Insurer D      | Information about the insurer affording the coverage. |
| NAIC Insurer D | Information about the insurer affording the coverage. |
| Insurer E      | Information about the insurer affording the coverage. |
| NAIC Insurer E | Information about the insurer affording the coverage. |
| Insurer F      | Information about the insurer affording the coverage. |
| NAIC Insurer F | Information about the insurer affording the coverage. |

### Certificate Number

| Field              | Description             |
| :----------------- | :---------------------- |
| Certificate Number | The certificate number. |

### Revision Number

| Field           | Description                               |
| :-------------- | :---------------------------------------- |
| Revision Number | A unique number assigned by the producer. |

### Commercial General Liability

| Field                                    | Description                                                                                                                                                 |
| :--------------------------------------- | :---------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Commercial General Liability             | Types of general liability insurance forms.                                                                                                                 |
| Claims Made                              | Types of general liability insurance forms.                                                                                                                 |
| Occurrence                               | Types of general liability insurance forms.                                                                                                                 |
| Other Checkbox 1                         | Other types of general liability insurance forms.                                                                                                           |
| Other Description 1                      | Other types of general liability insurance forms.                                                                                                           |
| Other Checkbox 2                         | Other types of general liability insurance forms.                                                                                                           |
| Other Description 2                      | Other types of general liability insurance forms.                                                                                                           |
| Additional Insured                       | Indicates whether there are additional insured person. The value of the field must be: Y (yes), N (no), or empty.                                           |
| Subrogation Waived                       | Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.                 |
| **General Aggregate Limit Applies Per**  |                                                                                                                                                             |
| Policy                                   | Information about the aggregate limit of the policy.                                                                                                        |
| Project                                  | Information about the aggregate limit of the policy.                                                                                                        |
| Location                                 | Information about the aggregate limit of the policy.                                                                                                        |
| Other Checkbox                           | Information about the aggregate limit of the policy.                                                                                                        |
| Other Description                        | Information about the aggregate limit of the policy.                                                                                                        |
| **Policy Information (repeating group)** |                                                                                                                                                             |
| Insurer Letter                           | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                      |
| Policy Number                            | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                      |
| Policy Effective Date                    | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                      |
| Policy Expiration Date                   | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                      |
| **Limits**                               |                                                                                                                                                             |
| Each Occurrence                          | Specifies how much money the insurance policy will pay for a single loss.                                                                                   |
| Damage to Rented Premises                | Specifies how much money the insurance policy will pay for damage that the insured causes to rented premises.                                               |
| Medical Expense                          | Specifies the amount of money that will be paid for documented medical expenses if someone is hurt or injured without regard for negligence of the insured. |
| Personal and Advertising Injury          | Specifies general liability coverage that covers personal injury.                                                                                           |
| General Aggregate                        | Specifies the highest amount of money that the insurance policy will pay in total regardless of the number of claims.                                       |
| Products and Completed Operations        | Specifies the highest amount of money that the policy will pay for all claims arising out of the insured's defective products or work.                      |
| **Other Limit (repeating group)**        | Other limits.                                                                                                                                               |
| Description                              | Other limits.                                                                                                                                               |
| Amount                                   | Other limits.                                                                                                                                               |

### Automobile Liability

| Field                                    | Description                                                                                                                                 |
| :--------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------ |
| Any Auto                                 | Types of automobile liability insurance forms.                                                                                              |
| Owned Autos Only                         | Types of automobile liability insurance forms.                                                                                              |
| Hired Autos Only                         | Types of automobile liability insurance forms.                                                                                              |
| Scheduled Autos                          | Types of automobile liability insurance forms.                                                                                              |
| Non Owned Autos Only                     | Types of automobile liability insurance forms.                                                                                              |
| Other Checkbox 1                         | Other types of automobile liability insurance forms.                                                                                        |
| Other Description 1                      | Other types of automobile liability insurance forms.                                                                                        |
| Other Checkbox 2                         | Other types of automobile liability insurance forms.                                                                                        |
| Other Description 2                      | Other types of automobile liability insurance forms.                                                                                        |
| Additional Insured                       | Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.                          |
| Subrogation Waived                       | Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty. |
| **Policy Information (repeating group)** |                                                                                                                                             |
| Insurer Letter                           | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Number                            | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Effective Date                    | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Expiration Date                   | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| **Limits**                               |                                                                                                                                             |
| Combined Single Limit                    | Specifies the maximum amount the policy will pay for third party bodily injury and property damage combined for each accident.              |
| Bodily Injury per Person                 | Specifies the maximum amount the policy would pay for bodily injury to a single person from each accident.                                  |
| Bodily Injury per Accident               | Specifies the maximum amount the policy would pay for bodily injury from each accident, regardless of the number of persons injured.        |
| Property Damage per Accident             | Specifies the maximum amount the policy would pay for third party property damage resulting from a single accident.                         |
| **Other Limit (repeating group)**        | Other limits.                                                                                                                               |
| Description                              | Other limits.                                                                                                                               |
| Amount                                   | Other limits.                                                                                                                               |

### Excess or Umbrella Liability

| Field                                    | Description                                                                                                                                 |
| :--------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------ |
| Umbrella Liability                       | Types of excess or umbrella liability insurance forms.                                                                                      |
| Excess Liability                         | Types of excess or umbrella liability insurance forms.                                                                                      |
| Liability Occurrence                     | Types of excess or umbrella liability insurance forms.                                                                                      |
| Liability Claims Made                    | Types of excess or umbrella liability insurance forms.                                                                                      |
| Deductible                               | Types of excess or umbrella liability insurance forms.                                                                                      |
| Retention                                | Types of excess or umbrella liability insurance forms.                                                                                      |
| Deductible or Retention Amount           | Specifies the amount that has to be covered by the insured.                                                                                 |
| Additional Insured                       | Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.                          |
| Subrogation Waived                       | Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty. |
| **Policy Information (repeating group)** |                                                                                                                                             |
| Insurer Letter                           | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Number                            | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Effective Date                    | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| Policy Expiration Date                   | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                      |
| **Limits**                               |                                                                                                                                             |
| Each Occurrence                          | Specifies how much money the insurance policy will pay for a single loss.                                                                   |
| Aggregate                                | Specifies the maximum amount of money that the insurance policy will pay in total regardless of how many claims are filed.                  |
| **Other Limit (repeating group)**        | Other limits.                                                                                                                               |
| Description                              | Other limits.                                                                                                                               |
| Amount                                   | Other limits.                                                                                                                               |

### Workers Compensation and Employers' Liability

| Field                                    | Description                                                                                                                                                           |
| :--------------------------------------- | :-------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Any Persons Excluded                     | Indicates whether specific persons are excluded from the coverage under their workers compensation policy. The value of the field must be: Y (yes), N (no), or empty. |
| Subrogation Waived                       | Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.                           |
| **Policy Information (repeating group)** |                                                                                                                                                                       |
| Insurer Letter                           | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                                |
| Policy Number                            | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                                |
| Policy Effective Date                    | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                                |
| Policy Expiration Date                   | Information about the policy. Date values must be in the following format: MM/DD/YYYY.                                                                                |
| **Per Statute**                          | Specifies that the benefits meet the workers compensation coverage requirements for the state in which the injury occurs.                                             |
| **Other Checkbox**                       | Other types of coverage.                                                                                                                                              |
| **Other Description**                    | Other types of coverage.                                                                                                                                              |
| **Limits**                               |                                                                                                                                                                       |
| Each Accident                            | Indicates the employers' liability coverage limits.                                                                                                                   |
| Disease Each Employee                    | Indicates the employers' liability coverage limits.                                                                                                                   |
| Disease Policy Limit                     | Indicates the employers' liability coverage limits.                                                                                                                   |

### Other Policy

| Field                                    | Description                                                                                                                                                                                                                      |
| :--------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Additional Insured                       | Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.                                                                                                               |
| Subrogation Waived                       | Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.                                                                                      |
| **Policy Information (repeating group)** |                                                                                                                                                                                                                                  |
| Insurer Letter                           | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Type of Insurance                        | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Policy Number                            | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Policy Effective Date                    | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Limits Description 1                     | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Limits Description 2                     | Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells **Limits Description 1** and **Limits Description 2** are merged, all information should be considered **Limits Description 1**. |
| Amount                                   | Information about the policy.                                                                                                                                                                                                    |

### Description of Operations or Locations or Vehicles

| Field                                              | Description                                                                                                                            |
| :------------------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------- |
| Description of Operations or Locations or Vehicles | Description of the special operations, specific job site/location or contract number and additional insured to the liability coverage. |

### Certificate Holder

| Field   | Description                               |
| :------ | :---------------------------------------- |
| Name    | Information about the certificate holder. |
| Address | Information about the certificate holder. |

### Authorized Representative

| Field        | Description                                                                    |
| :----------- | :----------------------------------------------------------------------------- |
| Edition Date | The date of the certificate edition. The format of the value must be: YYYY/MM. |

### Edition Date

| Field        | Description                                                                    |
| :----------- | :----------------------------------------------------------------------------- |
| Edition Date | The date of the certificate edition. The format of the value must be: YYYY/MM. |

## Key Fields

* Date
* Contact Name
* Producer/Name
* Insured/Name
* Certificate Number
