ACORD 25 Certificate of Liability Insurance - Document Skill

The ACORD 25 Certificate of Liability Insurance skill extracts data from ACORD® 25 forms — the one-page Certificate of Liability Insurance (COI) used to prove that a business carries liability coverage and meets the conditions of contracts that require it. The ACORD 25 Certificate of Liability Insurance skill is a preview skill. It has been trained on a limited set of documents and is designed to help you quickly get started with processing ACORD 25 documents. For production use, you may need to uptrain the skill with your own document samples. The ACORD 25 Certificate of Liability Insurance skill recognizes handwritten text. This option is enabled by default. If you do not import handwritten forms, disable the Handwritten option in the skill settings.

Countries and Languages

Countries	Languages
Any	English

Extracted Fields

Date

Field	Description
Date	The date on which the certificate was issued.

Producer

Field	Description
Contact Name	Information about the producer (the insurance agent or broker that arranged the insurance coverage).
Phone	Information about the producer (the insurance agent or broker that arranged the insurance coverage).
Fax	Information about the producer (the insurance agent or broker that arranged the insurance coverage).
E-mail	Information about the producer (the insurance agent or broker that arranged the insurance coverage).
Name	Information about the producer (the insurance agent or broker that arranged the insurance coverage).
Address	Information about the producer (the insurance agent or broker that arranged the insurance coverage).

Insured

Field	Description
Name	Information about the insured (the organization that has purchased the insurance coverages shown on the certificate).
Address	Information about the insured (the organization that has purchased the insurance coverages shown on the certificate).

Insurer Affording Coverage

Field	Description
Insurer A	Information about the insurer affording the coverage.
NAIC Insurer A	Information about the insurer affording the coverage.
Insurer B	Information about the insurer affording the coverage.
NAIC Insurer B	Information about the insurer affording the coverage.
Insurer C	Information about the insurer affording the coverage.
NAIC Insurer C	Information about the insurer affording the coverage.
Insurer D	Information about the insurer affording the coverage.
NAIC Insurer D	Information about the insurer affording the coverage.
Insurer E	Information about the insurer affording the coverage.
NAIC Insurer E	Information about the insurer affording the coverage.
Insurer F	Information about the insurer affording the coverage.
NAIC Insurer F	Information about the insurer affording the coverage.

Certificate Number

Field	Description
Certificate Number	The certificate number.

Revision Number

Field	Description
Revision Number	A unique number assigned by the producer.

Commercial General Liability

Field	Description
Commercial General Liability	Types of general liability insurance forms.
Claims Made	Types of general liability insurance forms.
Occurrence	Types of general liability insurance forms.
Other Checkbox 1	Other types of general liability insurance forms.
Other Description 1	Other types of general liability insurance forms.
Other Checkbox 2	Other types of general liability insurance forms.
Other Description 2	Other types of general liability insurance forms.
Additional Insured	Indicates whether there are additional insured person. The value of the field must be: Y (yes), N (no), or empty.
Subrogation Waived	Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.
General Aggregate Limit Applies Per
Policy	Information about the aggregate limit of the policy.
Project	Information about the aggregate limit of the policy.
Location	Information about the aggregate limit of the policy.
Other Checkbox	Information about the aggregate limit of the policy.
Other Description	Information about the aggregate limit of the policy.
Policy Information (repeating group)
Insurer Letter	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Number	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Effective Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Expiration Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Limits
Each Occurrence	Specifies how much money the insurance policy will pay for a single loss.
Damage to Rented Premises	Specifies how much money the insurance policy will pay for damage that the insured causes to rented premises.
Medical Expense	Specifies the amount of money that will be paid for documented medical expenses if someone is hurt or injured without regard for negligence of the insured.
Personal and Advertising Injury	Specifies general liability coverage that covers personal injury.
General Aggregate	Specifies the highest amount of money that the insurance policy will pay in total regardless of the number of claims.
Products and Completed Operations	Specifies the highest amount of money that the policy will pay for all claims arising out of the insured’s defective products or work.
Other Limit (repeating group)	Other limits.
Description	Other limits.
Amount	Other limits.

Automobile Liability

Field	Description
Any Auto	Types of automobile liability insurance forms.
Owned Autos Only	Types of automobile liability insurance forms.
Hired Autos Only	Types of automobile liability insurance forms.
Scheduled Autos	Types of automobile liability insurance forms.
Non Owned Autos Only	Types of automobile liability insurance forms.
Other Checkbox 1	Other types of automobile liability insurance forms.
Other Description 1	Other types of automobile liability insurance forms.
Other Checkbox 2	Other types of automobile liability insurance forms.
Other Description 2	Other types of automobile liability insurance forms.
Additional Insured	Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.
Subrogation Waived	Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.
Policy Information (repeating group)
Insurer Letter	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Number	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Effective Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Expiration Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Limits
Combined Single Limit	Specifies the maximum amount the policy will pay for third party bodily injury and property damage combined for each accident.
Bodily Injury per Person	Specifies the maximum amount the policy would pay for bodily injury to a single person from each accident.
Bodily Injury per Accident	Specifies the maximum amount the policy would pay for bodily injury from each accident, regardless of the number of persons injured.
Property Damage per Accident	Specifies the maximum amount the policy would pay for third party property damage resulting from a single accident.
Other Limit (repeating group)	Other limits.
Description	Other limits.
Amount	Other limits.

Excess or Umbrella Liability

Field	Description
Umbrella Liability	Types of excess or umbrella liability insurance forms.
Excess Liability	Types of excess or umbrella liability insurance forms.
Liability Occurrence	Types of excess or umbrella liability insurance forms.
Liability Claims Made	Types of excess or umbrella liability insurance forms.
Deductible	Types of excess or umbrella liability insurance forms.
Retention	Types of excess or umbrella liability insurance forms.
Deductible or Retention Amount	Specifies the amount that has to be covered by the insured.
Additional Insured	Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.
Subrogation Waived	Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.
Policy Information (repeating group)
Insurer Letter	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Number	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Effective Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Expiration Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Limits
Each Occurrence	Specifies how much money the insurance policy will pay for a single loss.
Aggregate	Specifies the maximum amount of money that the insurance policy will pay in total regardless of how many claims are filed.
Other Limit (repeating group)	Other limits.
Description	Other limits.
Amount	Other limits.

Workers Compensation and Employers’ Liability

Field	Description
Any Persons Excluded	Indicates whether specific persons are excluded from the coverage under their workers compensation policy. The value of the field must be: Y (yes), N (no), or empty.
Subrogation Waived	Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.
Policy Information (repeating group)
Insurer Letter	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Number	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Effective Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Policy Expiration Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY.
Per Statute	Specifies that the benefits meet the workers compensation coverage requirements for the state in which the injury occurs.
Other Checkbox	Other types of coverage.
Other Description	Other types of coverage.
Limits
Each Accident	Indicates the employers’ liability coverage limits.
Disease Each Employee	Indicates the employers’ liability coverage limits.
Disease Policy Limit	Indicates the employers’ liability coverage limits.

Other Policy

Field	Description
Additional Insured	Indicates whether there are additional insured persons. The value of the field must be: Y (yes), N (no), or empty.
Subrogation Waived	Indicates whether subrogation is to be waived in the event of legal proceedings. The value of the field must be: Y (yes), N (no), or empty.
Policy Information (repeating group)
Insurer Letter	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Type of Insurance	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Policy Number	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Policy Effective Date	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Limits Description 1	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Limits Description 2	Information about the policy. Date values must be in the following format: MM/DD/YYYY. If cells Limits Description 1 and Limits Description 2 are merged, all information should be considered Limits Description 1.
Amount	Information about the policy.

Description of Operations or Locations or Vehicles

Field	Description
Description of Operations or Locations or Vehicles	Description of the special operations, specific job site/location or contract number and additional insured to the liability coverage.

Certificate Holder

Field	Description
Name	Information about the certificate holder.
Address	Information about the certificate holder.

Authorized Representative

Field	Description
Edition Date	The date of the certificate edition. The format of the value must be: YYYY/MM.

Edition Date

Field	Description
Edition Date	The date of the certificate edition. The format of the value must be: YYYY/MM.

Key Fields

Date
Contact Name
Producer/Name
Insured/Name
Certificate Number

​Countries and Languages

​Extracted Fields

​Date

​Producer

​Insured

​Insurer Affording Coverage

​Certificate Number

​Revision Number

​Commercial General Liability

​Automobile Liability

​Excess or Umbrella Liability

​Workers Compensation and Employers’ Liability

​Other Policy

​Description of Operations or Locations or Vehicles

​Certificate Holder

​Authorized Representative

​Edition Date

​Key Fields