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The Uniform Residential Appraisal Report (Appraisal) skill extracts data from US and Canadian uniform residential appraisal reports, which are documents used to provide information about residential real estate and its estimated value. These documents are also required for mortgage loan applications and contain the information such as information about the property and its surrounding area, real estate market data, technical data, property photos, and property blueprints. The Uniform Residential Appraisal Report (Appraisal) skill is a preview skill. It has been trained on a limited set of documents and is designed to help you quickly get started with processing appraisals. For production use, you may need to uptrain the skill with your own document samples.

Countries and Languages

CountriesLanguages
USAEnglish

Extracted Fields

General Information

FieldDescription
File NumberThe report number/identifier used by the appraiser. This field is repeating on all pages but is extracted only from the first one.

Subject

FieldDescription
Property AddressThe address of the appraised property.
Property CityThe address of the appraised property.
Property StateThe address of the appraised property.
Property ZIPThe address of the appraised property.
BorrowerThe borrower’s name.
Owner of Public RecordThe property owner’s name.
CountyThe county where the property is located.
Legal DescriptionThe legal description of the property.
Assessor’s Parcel NumberThe identifier used to track the property in county, state, and municipal tax records.
Tax YearThe current tax year used by the locale for the reporting period (fiscal or actual).
R.E. Taxes USDThe sum of all real estate taxes for the reporting period (tax year).
Neighborhood NameThe name of the neighborhood where the property is located. This field can also be called Project Name.
Map ReferenceThe location map reference, page number, and coordinates. Must relate to location maps most commonly used in the locale.
Census TractThe census tract number assigned by the Census Bureau.
OccupantThe occupancy status at the time of the appraisal (Owner, Tenant, Vacant).
Special Assessments USDThe total dollar amount of the property’s special assessment taxes charged for local infrastructure projects and off-site improvements (e.g., the construction and maintenance of roads or sewage systems).
Property Rights AppraisedProperty rights appraised for the property. Possible values: Fee Simple, Leasehold, Other (description included).
Assignment TypeThe assignment type. Possible values: Purchase Transaction, Refinance Transaction, Other (description included).
Lender or ClientInformation about the lending organization that will receive the report.
AddressInformation about the lending organization that will receive the report.

Contract Group

FieldDescription
I Did Analyze the ContractSpecifies whether the contract of sale was analyzed or not.
I Did Not Analyze the ContractSpecifies whether the contract of sale was analyzed or not.
Contract PriceThe final, agreed upon contract price.
Date of ContractThe date on which the contract is signed by all parties.
Property Seller is Owner of Public RecordSpecifies whether the seller is the owner of the public record. Possible values: Yes, No.
Financial AssistanceSpecifies whether there is any financial assistance paid by any party on behalf of the borrower. Possible values: Yes, No.
Financial Assistance TotalThe total amount of financial assistance paid.

Neighborhood

Neighborhood Characteristics

FieldDescription
LocationThe type of area surrounding the property. Possible values: Urban, Suburban, Rural.
Built-UpThe approximate percentage of built up land in the surrounding area. Possible values: Over 75%, 25-75%, Under 25%.
GrowthThe growth rate of the built-up land in the surrounding area. Possible values: Rapid, Stable, Slow.
FieldDescription
Property ValuesThe current property value trend in the surrounding area. Possible values: Rapid, Stable, Slow.
Demand or SupplyThe demand/supply trend in the surrounding area. Possible values: Shortage, In Balance, Over Supply.
Marketing TimeThe average length of time required for a property in the area to remain on the market before being sold at a price near market value. Possible values: Under 3 mths, 3-6 mths, Over 6 mths.

One-Unit or Manufactured or Condominium Housing

FieldDescription
Price USD (000) LowThe lowest property price for the specified area.
Price USD (000) HighThe highest property price for the specified area.
Price USD (000) PredThe predominant property price for the specified area.
Age yrs LowThe age of the oldest residential property for the specified area.
Age yrs HighThe age of the newest residential property for the specified area.
Age yrs PredThe predominant residential property age for the specified area.

Present Land Use %

FieldDescription
One-UnitThe percentage of land occupied by single-unit houses.
2-4 UnitThe percentage of land occupied by houses with 2-4 units.
Multi-FamilyThe percentage of land occupied by multi-unit houses.
CommercialThe percentage of land occupied by commercial buildings.
OtherThe percentage of land occupied by other types of buildings.

Site

FieldDescription
DimensionsThe dimensions of the property site.
AreaThe total area of the property site.
ShapeThe approximate shape of the site.
ViewA description of the view from the property.
Specific Zoning ClassificationThe Land Development Code (LDC) land use classification (e.g., R-1, A-2, Res.200, etc.).
Zoning DescriptionA description of the zoning classification.
Zoning ComplianceSpecifies whether the current land use complies with the zoning ordinances. Possible values: Legal, Legal Nonconforming, No Zoning, Illegal, Illegal Describe (including description).
Highest and Best Use Is the Present UseSpecifies whether the current use of the property is its highest and best use. Possible values: Yes, No (including description).

Utilities

FieldDescription
ElectricitySpecifies the utilities type. Possible values: Public, Other (including description).
GasSpecifies the utilities type. Possible values: Public, Other (including description).
WaterSpecifies the utilities type. Possible values: Public, Other (including description).
Sanitary SewerSpecifies the utilities type. Possible values: Public, Other (including description).

Off-site Improvements

FieldDescription
StreetDescribes the street improvements in the area.
AlleyDescribes the alley improvements in the area.
FEMA Special Flood Hazard AreaSpecifies whether the property is in a FEMA-designated Special Flood Hazard Area (SFHA). Possible values: Yes, No.
FEMA Flood ZoneThe FEMA flood zone designation.
FEMA Map NumberThe FEMA map number.
FEMA Map DateThe FEMA map date.
Utilities Are Typical for the Market AreaSpecifies whether the utilities are typical for the market area. Possible values: Yes, No (including description).
Adverse Site Conditions or External FactorsSpecifies whether there are any adverse site conditions or external factors in the area. Possible values: No, Yes (including description).

Improvements

General Description

FieldDescription
UnitsSpecifies whether there is an additional living unit. Possible values: One, One with accessory Unit.
Number of StoriesThe number of stories above grade.
TypeSpecifies the dwelling type. Possible values: Det, Att, S-Det., End Unit.
ExistingSpecifies that the property has already been constructed.
ProposedSpecifies that the property is not under construction yet.
Under ConstSpecifies that the property is currently under construction.
DesignA brief description of the property design.
Year BuiltThe year the property was completed in.
Effective Age (Yrs)The effective age of the property.

Foundation

A description of the property basement. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
Concrete SlabFoundation type indicator
Crawl SpaceFoundation type indicator
Full BasementFoundation type indicator
Partial BasementFoundation type indicator
Basement Area sq ftBasement area measurement
Basement Finish %Percentage of finished basement
Outside Entry or ExitAccess indicator
Sump PumpEquipment indicator
Evidence of InfestationCondition indicator
DampnessCondition indicator
SettlementCondition indicator

Exterior Description

A description of the property exterior. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
Foundation WallsExterior component
Exterior WallsExterior component
Roof SurfaceExterior component
Gutters & DownspoutsExterior component
Window TypeExterior component
Storm Sash or InsulatedExterior feature
ScreensExterior feature

Interior

A description of the property interior. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
FloorsInterior component
WallsInterior component
Trim or FinishInterior component
Bath FloorInterior component
Bath WainscotInterior component

Attic

A description of the property attic. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
NoneAttic type
Drop StairAttic access
StairsAttic access
FloorAttic feature
ScuttleAttic access
FinishedAttic condition
HeatedAttic feature

Heating

A description of the property’s heating system. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
FWAHeating type
HWBBHeating type
RadiantHeating type
OtherHeating type
FuelFuel type

Cooling

A description of the property’s cooling system. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
Central Air ConditioningCooling type
IndividualCooling type
OtherCooling type

Amenities

A description of the other property amenities. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
Woodstove(s) NumberAmenity count
Fireplace(s) NumberAmenity count
FenceAmenity indicator
Patio or DeckAmenity indicator
PorchAmenity indicator
PoolAmenity indicator
OtherAmenity description

Car Storage

A description of the property car storage (garage). “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
NoneStorage type
DrivewayStorage type
Driveway Number of CarsCapacity
Driveway SurfaceSurface description
GarageStorage type
Garage Number of CarsCapacity
CarportStorage type
Carport Number of CarsCapacity
AttAttachment type
DettAttachment type
Built-inAttachment type

Appliances

A description of the property household appliances. “Y” specifies that the field is marked, and “N” specifies that it is not.
FieldDescription
RefrigeratorAppliance indicator
Range or OvenAppliance indicator
DishwasherAppliance indicator
DisposalAppliance indicator
MicrowaveAppliance indicator
Washer or DryerAppliance indicator
OtherAppliance description

Finished Area above Grade Contains

FieldDescription
RoomsThe total number of above-grade rooms.
BedroomsThe total number of bedrooms.
BathsThe total number of bathrooms.
Square Feet of Gross Living AreaThe total square footage of the GLA above grade.
Physical Deficiencies or Adverse ConditionsSpecifies whether there are any physical deficiencies or adverse conditions that affect the property. Possible values: No, Yes (including description).
Property Conform to the NeighborhoodSpecifies whether the property generally conforms to the surrounding neighborhood. Possible values: Yes, No (including description).

Key Fields

  • File Number
  • Borrower
  • Tax Year
  • Contract Price
  • Date of Contract